Case Studies // Data // Pay As You Drive model

Pay As You Drive model

Pay As You Drive model Pay As You Drive is aligned with a natural insurance objective, i.e., adjusting premiums to risk profiles. The essential metrics that PAYD proposes is kilometres driven, as this is the main variable in risk exposure.
  • Traditional Model: Age, sex, engine power and driver experience.
  • PAYD Model: Km driven, % Overspeed, % Night driving and average RPMs.
  • PAYD is implemented across the world: Over 3 million cars in Italy and nearly 20% of new insurance policies. Over 700,000 cars in the UK. In Spain since 2007.

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